Millions of Supplemental Security Income (SSI) recipients are set to receive their next monthly payments on November 1 and a second payment on November 29, covering December’s benefits in advance. Here’s everything you need to know about the upcoming SSI payments, eligibility requirements, and adjustments due to the 2025 cost-of-living adjustment (COLA).
SSI Payment Dates
The Social Security Administration (SSA) schedules only one payment per month for SSI recipients, resulting in 12 payments per year. For November, however, there are two payment dates:
- November 1: This is the standard SSI payment for the month.
- November 29: This is an early payment for December, sent ahead of the usual schedule due to timing with the weekend.
These payments mean that eligible SSI recipients will receive both November and December payments within the same calendar month. No extra or bonus payments are issued; these adjustments simply ensure recipients receive their benefits on time.
SSI Payment Amounts
- Individuals: Up to $943 on both November 1 and November 29
- Eligible Married Couples: Up to $1,415 per payment date
- Essential Person: Up to $472 (an “essential person” is someone who lives with and provides necessary care for an SSI recipient)
COLA Adjustment
Starting December 31, 2024, the 2025 COLA increase will take effect. This increase is designed to help offset rising living costs, impacting the final 2024 payment and beyond:
- Individuals: Monthly amount rises to $967
- Married Couples: Monthly amount rises to $1,450
- Essential Person: Monthly amount increases to $484
Eligibility Requirements
To qualify for SSI benefits, applicants must meet specific criteria related to income, resources, and age or disability status. Here are the four main requirements:
- Low Income: Income must be below a certain threshold set by the SSA.
- Limited Resources: Individuals must have limited assets, typically under a specific value (excluding certain personal assets like a home).
- Age or Disability:
- Be 65 or older
- Have a qualifying disability
- Be blind
Remaining eligible is essential, as overpayments may result in a requirement to return funds to the federal government.
December Payment
The December 31 payment will reflect the 2025 COLA adjustment, resulting in slightly higher monthly payments going forward. Recipients can confirm their adjusted amounts by checking their my Social Security account online.
Payment Increase
| Recipient Type | Nov 1 and 29, 2024 Payment | Dec 31, 2024 (2025 COLA) |
|---|---|---|
| Individual | $943 | $967 |
| Eligible Married Couple | $1,415 | $1,450 |
| Essential Person | $472 | $484 |
SSI recipients should plan for November’s dual payment dates, understanding that both the regular and December payments will arrive within the same month. With the 2025 COLA increase scheduled for December 31, beneficiaries will see a small boost starting with the January 2025 payment.
FAQs
When are the November SSI payments?
Payments are scheduled for November 1 and November 29.
Why are there two payments in November?
November 29 covers the December SSI payment, sent early due to timing.
What will SSI benefits be after the COLA increase?
Starting December 31, 2024, individuals will receive up to $967 monthly.
Do all SSI recipients qualify for the November payments?
Yes, eligible recipients will receive both payments in November.
How do I confirm my new SSI amount after the COLA?
Check your my Social Security account for updated benefit amounts.
