The Supplemental Nutrition Assistance Program (SNAP) provides critical support to low-income families across the United States. With the recent Cost-of-Living Adjustment (COLA) for 2025, many families are seeing slight changes to their benefits. A family of four in the 48 contiguous states can now receive up to $975 in SNAP benefits, with an increase of just $2 due to the 2025 COLA. However, certain territories, like Guam, offer even higher payments, with families of four receiving up to $1,437 through November 10.
Higher SNAP Payments
Guam stands out as the only U.S. territory offering SNAP benefits higher than those available in the contiguous 48 states. While most states cap the maximum payment for a family of four at $975, Guam’s SNAP recipients can receive up to $1,437. This substantial difference underscores the varying levels of assistance across different regions, likely due to the higher cost of living in some territories.
SNAP Payment Dates
Every state and territory distributes SNAP benefits on different schedules throughout the month. Here’s a breakdown of the possible payment dates across the 48 contiguous states, as well as Guam, Washington D.C., and Puerto Rico.
Longest SNAP Distribution
Florida and Texas will take the longest to deliver November’s SNAP payments, with Florida distributing benefits from November 1 to 28 and Texas following a similar schedule. In these states, recipients may have to wait longer for their benefits to arrive compared to other states with shorter distribution windows.
SNAP Payment
| State | SNAP Payment Dates |
|---|---|
| Alabama | November 4 to 23 |
| Arizona | November 1 to 13 |
| Arkansas | November 4 to 13 |
| California | November 1 to 10 |
| Colorado | November 1 to 10 |
| Connecticut | November 1 to 3 |
| Delaware | November 2 to 23 |
| Florida | November 1 to 28 |
| Georgia | November 5 to 23 |
| Hawaii | November 5 |
| Idaho | November 1 to 10 |
| Illinois | November 1 to 10 |
| Indiana | November 5 to 23 |
| Iowa | November 1 to 10 |
| Kansas | November 1 to 10 |
| Kentucky | November 1 to 19 |
| Louisiana | November 1 to 23 |
| Maine | November 10 to 14 |
| Maryland | November 4 to 23 |
| Massachusetts | November 1 to 14 |
| Michigan | November 3 to 21 |
| Minnesota | November 4 to 13 |
| Mississippi | November 4 to 21 |
| Missouri | November 1 to 22 |
| Montana | November 2 to 6 |
| Nebraska | November 1 to 5 |
| Nevada | November 1 to 10 |
| New Hampshire | November 5 |
| New Jersey | November 1 to 5 |
| New Mexico | November 1 to 20 |
| New York | November 1 to 9 |
| North Carolina | November 3 to 21 |
| Ohio | November 2 to 20 |
| Oklahoma | November 1 to 10 |
| Oregon | November 1 to 9 |
| Pennsylvania | Through the first 10 business days |
| South Carolina | November 1 to 10 |
| South Dakota | November 10 |
| Tennessee | November 1 to 20 |
| Texas | November 1 to 28 |
| Utah | November 5, 11, and 15 |
| Virginia | November 1 to 7 |
| Washington | November 1 to 20 |
| West Virginia | November 1 to 9 |
| Wisconsin | November 1 to 15 |
| Wyoming | November 1 to 4 |
SNAP Paydays
| Location | SNAP Payment Dates |
|---|---|
| Guam | November 1 to 10 |
| Puerto Rico | November 4 to 22 |
| Washington D.C. | November 1 to 10 |
For SNAP recipients across the U.S., payment dates can vary significantly depending on the state or territory. In some states like Florida and Texas, payments may be distributed over almost the entire month, while other states have more compact payment windows. Guam stands out with its higher maximum payment for families of four, providing up to $1,437, compared to the $975 in the 48 contiguous states. With these payment schedules in mind, families relying on SNAP benefits can better plan their finances for November.
FAQs
What is the maximum SNAP benefit for a family of four in 2024?
A family of four can receive up to $975 in the 48 contiguous states.
Which territory offers higher SNAP payments than the U.S. states?
Guam offers up to $1,437 for a family of four.
When will Florida distribute SNAP payments in November?
Florida’s SNAP payments will be distributed from November 1 to 28.
Why did SNAP benefits increase by only $2 in 2025?
The 2025 COLA adjustment caused a small $2 increase in benefits.
What is the SNAP payment window for Texas in November?
Texas will distribute SNAP payments from November 1 to 28.
