The Social Security Administration (SSA) has confirmed that the 2025 Cost-of-Living Adjustment (COLA) for retirees will be applied to payments in January 2025. However, SNAP (Supplemental Nutrition Assistance Program) recipients are already benefiting from their COLA increases, which started in October 2024. This means that SNAP recipients don’t have to wait for the new year to see extra money in their benefits, but the increase is much smaller compared to the 2.5% increase for Social Security benefits.
SNAP recipients will only receive a modest 0.34% increase, which, while helpful, pales in comparison to the boost for SSA beneficiaries. Here’s a closer look at how this affects SNAP recipients, particularly in Florida.
SNAP Payments in Florida
Florida handles SNAP payments differently than many other states. While some states, like Alaska and Vermont, send out all payments on a single payday, Florida distributes them throughout the month, based on the recipient’s case number. This staggered distribution helps ensure smooth processing but also means some recipients get their benefits later in the month.
The payday schedule for SNAP benefits in Florida is based on the 9th and 8th digits of the case number (read backward, dropping the 10th digit).
9th and 8th Digits of Case Number | SNAP Benefits Available |
---|---|
46 to 48 | October 14 |
49 to 53 | October 15 |
54 to 57 | October 16 |
58 to 60 | October 17 |
61 to 64 | October 18 |
65 to 67 | October 19 |
68 to 71 | October 20 |
72 to 74 | October 21 |
75 to 78 | October 22 |
79 to 81 | October 23 |
82 to 85 | October 24 |
86 to 88 | October 25 |
89 to 92 | October 26 |
93 to 95 | October 27 |
96 to 99 | October 28 |
This schedule allows for a steady distribution of benefits, but recipients need to know their case numbers to determine when their payments will be available.
SNAP Maximum Benefits
With the 0.34% COLA increase for SNAP benefits, Florida recipients will see slight increases in their monthly benefits. Although the adjustment is small, it ensures that the program keeps pace—albeit modestly—with rising food costs.
Here are the updated maximum SNAP amounts for households of various sizes in Florida after the 2025 COLA:
Household Size | Maximum Monthly Benefit |
---|---|
1 | $292 |
2 | $536 |
3 | $768 |
4 | $975 |
5 | $1,158 |
6 | $1,390 |
7 | $1,536 |
8 | $1,756 |
Each Additional Person | +$220 |
For instance, a single individual will receive up to $292, while a family of four could receive up to $975. The largest payments are reserved for households of eight or more people, who could receive up to $1,756 per month. Every additional household member adds up to $220 more to the benefit.
SNAP and SSA
While the SSA’s COLA for Social Security recipients was 2.5%, SNAP recipients only saw a 0.34% increase. Why the difference? SSA’s COLA is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which more closely tracks inflation for retirees and other fixed-income groups. Meanwhile, the USDA calculates SNAP COLA adjustments based on food inflation alone, which can lead to smaller increases depending on the specific food price data used.
Although the SNAP increase is significantly lower than the SSA’s, both adjustments serve to keep benefits in line with rising costs, albeit to different degrees.
While SNAP recipients are already benefiting from their 2025 COLA increase as of October 2024, the modest 0.34% adjustment provides only a small boost. In Florida, the distribution of payments throughout the month based on case numbers ensures a steady process, though some recipients must wait until later in October to receive their benefits.
Social Security beneficiaries will have to wait until January 2025 to see their 2.5% COLA adjustment, which is a much more substantial increase compared to SNAP. Despite the difference in increase percentages, both programs aim to help individuals and families cope with rising living costs.
FAQs
How much is the 2025 COLA increase for SNAP recipients?
The 2025 COLA for SNAP recipients is 0.34%.
When will Florida SNAP recipients get their 2025 COLA increase?
Florida SNAP recipients started receiving the 2025 COLA in October 2024.
How does Florida distribute SNAP payments?
Florida distributes SNAP payments based on the 9th and 8th digits of the recipient’s case number.
What is the maximum SNAP benefit for a family of four in Florida?
The maximum SNAP benefit for a family of four in Florida is $975.
Will Social Security beneficiaries get a 2025 COLA increase?
Yes, Social Security beneficiaries will receive a 2.5% COLA increase in January 2025.