The Social Security Administration (SSA) has confirmed when SSI recipients and retirees will receive their November payments. Some Americans have already received their final October checks, so it’s time to look ahead to the November schedule. Here’s everything you need to know about Supplemental Security Income (SSI), Social Security retirement benefits, and their payment dates.
SSI Payments
For Supplemental Security Income (SSI) recipients, the next check or direct deposit will be on November 1, 2024. This applies to all eligible SSI beneficiaries, including married couples who receive a higher combined payment. Couples may also qualify for Social Security retirement benefits, meaning their total payments could be higher compared to individuals.
Married Couples
Some married couples are eligible for both SSI and Social Security retirement benefits, or in some cases, Social Security Disability Insurance (SSDI). For these couples, the payment date remains the same—November 1, 2024.
Whether you receive retirement, SSDI, or both SSI and retirement benefits, your payments will be made on November 1. This means it’s possible for couples or individuals to receive multiple benefits on the same day, allowing for easier budget management.
| Benefit Type | Payment Date |
|---|---|
| SSI (individual or couple) | November 1, 2024 |
| Social Security Retirement (individual or couple) | November 1, 2024 |
| SSDI (individual or couple) | November 1, 2024 |
SSI Payment Amounts
Keep in mind that the November payments won’t yet include the 2025 Cost-of-Living Adjustment (COLA) increase. That boost will arrive in late December for SSI and in early January for Social Security benefits.
| Recipient Type | Average Payment |
|---|---|
| Retirees | $1,920 |
| SSDI Recipients | $1,539 |
| SSI Beneficiaries | $698 |
| Seniors Aged 65 or Older (SSI) | $575 |
| Spouses of Retired Workers | $909 |
| Spouses of Workers with a Disability | $421 |
If you’re a married couple receiving SSI, your payment will typically be higher than that of an individual. Similarly, if you’re also eligible for Social Security retirement or SSDI benefits, your monthly income can increase, offering extra financial support.
COLA Increase
The 2025 COLA increase will not be reflected in the November payments. SSI recipients will see this adjustment in their December 31, 2024 check. Meanwhile, Social Security recipients (including retirees and SSDI beneficiaries) will receive their COLA-boosted payment in January 2025. Payment dates for retirees in January are scheduled for the 3rd, 8th, 15th, or 22nd, depending on their birthdate.
Spousal Benefits
In addition to your retirement or disability benefits, spouses of retired or disabled workers can also qualify for Social Security payments. These spousal benefits can significantly increase a household’s total monthly income.
- Average Payment for Spouses of Retired Workers: $909
- Average Payment for Spouses of Workers with a Disability: $421
As we move into November, SSI recipients, retirees, and those on SSDI can expect their payments on November 1, 2024. For those receiving both SSI and Social Security, it’s possible to receive multiple payments on the same day. While the 2025 COLA increase won’t be included in these payments, it will take effect by the end of the year.
Spouses of retirees and workers with a disability may also qualify for extra Social Security benefits, adding more to the monthly income. Keep an eye on your upcoming payments and prepare for the boost that will come with the COLA increase.
FAQs
When will SSI recipients receive their next payment?
SSI recipients will receive their next payment on November 1, 2024.
Will the November payment include the COLA increase?
No, the COLA increase will be reflected in the December 31 SSI payment and January 2025 retirement payments.
What is the average payment for Social Security retirees?
Retirees receive an average payment of $1,920 per month.
Can married couples receive both SSI and Social Security benefits?
Yes, married couples may receive both SSI and Social Security retirement or disability benefits, increasing their total monthly income.
How much do spouses of retired workers receive in Social Security benefits?
Spouses of retired workers receive an average of $909 per month.
