If you’re receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), November still holds several payment dates to keep in mind. Even with rumors of benefits running out, there are three SSDI payments scheduled for November, while SSI recipients will receive their December payment early, on November 29, due to the timing of the holidays. Let’s break down the schedule and requirements for the remaining SSDI and SSI payments this month.
SSDI Payment Dates
SSDI payments are issued on Wednesdays, and recipients are paid based on their birth dates:
| SSDI Payment Date | Birth Date Requirement |
|---|---|
| November 13, 2024 | Born on or before the 10th of any month |
| November 20, 2024 | Born between the 11th and 20th of any month |
| November 27, 2024 | Born between the 21st and 31st of any month |
To qualify for SSDI payments in November, you must meet the following requirements:
- SSDI Approval Date: You must have been approved for SSDI benefits after April 30, 1997.
- Ineligibility for SSI: Only SSDI recipients who do not qualify for SSI will receive these payments.
- Birth Date Requirement: The exact payment date is determined by the day of the month you were born.
SSDI Payment Amounts
The average SSDI payment amount is currently $1,539, while spouses and eligible children of SSDI beneficiaries may receive average monthly amounts of $421 and $492, respectively. The maximum monthly SSDI payment in 2024 is $3,822. With the 2025 COLA increase coming into effect in January, this amount will rise to $4,018 for those who meet SSA’s criteria, such as reaching the maximum contribution and benefit base for 35 years and delaying filing as long as possible.
SSI Payment in November
SSI recipients will receive their December benefits early, on November 29, due to the holiday schedule. The Social Security Administration (SSA) typically issues payments one day early when the usual payment date falls on a holiday or weekend.
| Payment Type | Scheduled Date |
|---|---|
| December SSI | November 29, 2024 |
SSDI Payment Amounts
The 2025 COLA adjustment, effective January 3, will raise SSDI benefits. Until then, SSDI recipients will continue to receive 2024 rates. Below is a summary of current SSDI amounts:
| SSDI Recipient Type | Average Payment (2024) | Maximum Payment (2024) | Maximum Payment with 2025 COLA |
|---|---|---|---|
| Individual Recipient | $1,539 | $3,822 | $4,018 |
| Spouse of Worker with Disability | $421 | – | – |
| Eligible Child of Worker | $492 | – | – |
Key Points
- SSDI Payments: Remaining pay dates are November 13, 20, and 27, with payments determined by birth date.
- SSI Payment Date: The December SSI payment will be issued early on November 29.
- No COLA Increase Until January: SSDI and SSI amounts for November remain at 2024 levels, with COLA adjustments taking effect on January 3, 2025.
Staying informed on SSDI and SSI payment schedules can help you plan your finances effectively, especially with the upcoming COLA adjustments in January.
FAQs
When is the next SSDI payment in November 2024?
The next SSDI payment is on November 13 for recipients born on or before the 10th.
Why is the December SSI payment in November?
The December SSI payment is issued on November 29 due to the holiday schedule.
What is the current maximum SSDI payment?
The maximum SSDI payment for 2024 is $3,822, increasing to $4,018 in 2025.
When will the 2025 COLA increase affect SSDI payments?
The 2025 COLA adjustment takes effect on January 3, 2025.
How are SSDI payments scheduled?
SSDI payments are based on birth dates, with payments on Wednesdays each month.
