Social Security Disability Insurance (SSDI) recipients can expect their November 2024 payment to arrive sooner than usual. Typically distributed on the 3rd of each month, SSDI payments for November will be sent on November 1 instead, due to the 3rd falling on a Sunday. Here’s a closer look at the revised schedule, eligibility criteria, and what recipients can anticipate for the rest of 2024.
SSDI Payment Date
Since November 3 is a Sunday, the Social Security Administration (SSA) has advanced the SSDI payment date to November 1, ensuring that recipients receive their funds without delays. Payments typically scheduled for a non-business day are automatically shifted to the previous business day. This change will impact recipients who:
- Began receiving SSDI payments before May 1997
- Receive both SSI and SSDI payments
Those who qualify under these categories will receive their SSDI and Supplemental Security Income (SSI) benefits together on November 1.
SSDI Payment Schedule
The SSA’s advance payment in November will also streamline payments for December. SSDI recipients can expect to receive their next payments according to the usual schedule and should monitor their my Social Security account to confirm payment dates.
SSDI Payment Amounts
While the 2025 cost-of-living adjustment (COLA) has been announced, it will not affect SSDI payments until January 2025. The November and December payments will remain at 2024 levels.
SSDI Payment Averages
| Recipient Type | Average Payment Amount |
|---|---|
| Largest Disability Insurance Payment | $3,822 |
| Average Payment for Disabled Workers | $1,539 |
| Average Payment for Children of Disabled Workers | $492 |
| Average Payment for Spouses of Disabled Workers | $421 |
Recipients can check their updated benefit amounts on their my Social Security account, where the 2025 COLA increase of 2.5% will be reflected in January payments. For instance, if a recipient’s monthly payment is currently $1,000, it will increase to $1,025 with the COLA adjustment.
Combined SSI
If you receive both SSI and SSDI benefits, both payments will be processed on November 1. This arrangement allows dual beneficiaries to receive their full benefit amount without waiting for separate disbursements.
New SSDI Amounts
To stay informed about upcoming changes:
- Log into the my Social Security account.
- Check for updated payment details reflecting the 2.5% COLA increase.
This increase will offer recipients a slight boost to offset inflationary pressures, effective starting with January 2025 payments.
The November 2024 SSDI payment adjustment ensures timely fund access for millions of recipients. With the new COLA increase set for January, SSDI beneficiaries can plan their budgets accordingly, knowing they will see a small boost in their benefits.
FAQs
Why is SSDI being paid early in November?
The SSA moved the payment to November 1 since November 3 falls on a Sunday.
Who qualifies for the early SSDI payment date?
Recipients who began SSDI before May 1997 or receive both SSI and SSDI qualify.
Will the COLA adjustment affect November SSDI payments?
No, the COLA increase applies starting in January 2025.
How much will SSDI increase in 2025 with COLA?
The 2025 COLA increase is 2.5%, effective in January payments.
Can I check my updated SSDI amount?
Yes, log into your my Social Security account to view the updated amount.
